/* Blog article-specific additions on top of shared-page.css */
.art-hero{background:linear-gradient(145deg,var(--navy),var(--navy-700),#0F2B5C);color:#fff;padding:clamp(3rem,6vw,5rem) 0;position:relative;overflow:hidden}
.art-hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle at 20% 30%,rgba(212,169,74,.1),transparent 50%);pointer-events:none}
.art-hero .wrap{position:relative;max-width:820px}
.art-hero .cat-row{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.25rem}
.art-hero .cat{background:rgba(212,169,74,.15);color:var(--amber);font-size:11px;font-weight:700;padding:.3rem .55rem;border-radius:4px;letter-spacing:.1em;text-transform:uppercase}
.art-hero h1{font-weight:700;font-size:clamp(2rem,4.5vw,3.2rem);line-height:1.1;letter-spacing:-.025em;margin:0 0 1.25rem;color:#fff}
.art-hero h1 .italic{font-family:var(--font-serif);font-weight:500;font-style:italic;color:var(--amber);display:block;margin-top:.3rem}
.art-hero .lede{font-size:1.15rem;line-height:1.65;color:rgba(255,255,255,.85);margin:0 0 2rem}
.art-hero .byline{display:flex;align-items:center;gap:.75rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.1);color:rgba(255,255,255,.75);font-size:13.5px}
.art-hero .avatar{width:44px;height:44px;border-radius:50%;background:var(--amber);color:var(--navy);display:grid;place-items:center;font-weight:700;font-size:15px;flex-shrink:0}
.art-hero .byline strong{color:#fff}
.art-body{padding:clamp(3rem,7vw,5rem) 0}
.art-body .wrap{max-width:760px}
.art-body h2{font-weight:700;font-size:1.65rem;color:var(--navy);margin:2.5rem 0 1rem;letter-spacing:-.015em;padding-bottom:.5rem;border-bottom:2px solid var(--amber);display:inline-block}
.art-body h2:first-of-type{margin-top:0}
.art-body h3{font-weight:700;font-size:1.2rem;color:var(--navy);margin:2rem 0 .75rem}
.art-body p{color:var(--ink-soft);margin:0 0 1.25rem;font-size:16.5px;line-height:1.75}
.art-body p a{color:var(--amber-700);font-weight:600;border-bottom:1px dotted var(--amber)}
.art-body p a:hover{color:var(--navy);border-bottom-color:var(--navy)}
.art-body ul,.art-body ol{color:var(--ink-soft);padding-left:1.5rem;margin:0 0 1.5rem;font-size:16px;line-height:1.75}
.art-body ul li,.art-body ol li{margin-bottom:.5rem}
.art-body strong{color:var(--navy);font-weight:700}
.art-body .box{background:var(--cream);border-left:3px solid var(--amber);padding:1.25rem 1.5rem;border-radius:var(--radius-sm);margin:1.5rem 0;font-size:15px}
.art-body .box strong{display:block;margin-bottom:.4rem;color:var(--navy)}
.art-body .toc{background:var(--navy-50);border-radius:var(--radius);padding:1.5rem 2rem;margin-bottom:2.5rem}
.art-body .toc h3{margin:0 0 1rem;font-size:1rem;color:var(--navy)}
.art-body .toc ol{list-style:decimal;padding-left:1.25rem;margin:0;font-size:14.5px;line-height:1.75}
.art-body .toc ol li a{color:var(--navy);font-weight:600}
.art-body .toc ol li a:hover{color:var(--amber-700)}
.art-body table{width:100%;border-collapse:collapse;margin:1.5rem 0;font-size:14.5px}
.art-body th,.art-body td{text-align:left;padding:.75rem 1rem;border-bottom:1px solid var(--line)}
.art-body th{background:var(--navy-50);color:var(--navy);font-weight:700;font-size:12px;letter-spacing:.05em;text-transform:uppercase}
.art-body .quote{background:var(--navy);color:#fff;padding:2rem;border-radius:var(--radius);margin:2rem 0;position:relative}
.art-body .quote::before{content:"“";font-family:var(--font-serif);font-style:italic;color:var(--amber);font-size:5rem;line-height:0;position:absolute;top:2.5rem;left:1.5rem;opacity:.3}
.art-body .quote p{color:#fff;font-size:1.1rem;line-height:1.6;margin:0 0 1rem;font-style:italic;padding-left:3rem}
.art-body .quote .cite{color:var(--amber);font-size:13px;font-weight:600;letter-spacing:.05em;padding-left:3rem}
/* Article cluster strip */
.cluster{background:var(--navy-50)}
.cluster-head{text-align:center;margin-bottom:2.5rem}
.cluster-head .lbl{color:var(--amber-700);font-size:12px;letter-spacing:.2em;text-transform:uppercase;font-weight:700;margin-bottom:.75rem}
.cluster-head h2{font-weight:700;font-size:clamp(1.4rem,2.5vw,1.75rem);color:var(--navy);margin:0 0 .5rem}
.cluster-head h2 .italic{font-family:var(--font-serif);font-weight:500;font-style:italic;color:var(--navy-600)}
.cluster-head p{color:var(--slate);font-size:14.5px;max-width:60ch;margin:0 auto}
.cluster-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;max-width:900px;margin:0 auto}
@media (max-width:720px){.cluster-grid{grid-template-columns:1fr}}
.cluster-art{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem;transition:all .25s;display:flex;flex-direction:column;gap:.4rem}
.cluster-art:hover{border-color:var(--amber);transform:translateY(-2px)}
.cluster-art .num{font-family:var(--font-serif);font-weight:500;font-style:italic;color:var(--amber);font-size:1.75rem;line-height:1;margin-bottom:.25rem;opacity:.5}
.cluster-art h4{color:var(--navy);font-size:1rem;font-weight:700;margin:0;letter-spacing:-.015em;line-height:1.3}
.cluster-art p{color:var(--slate);font-size:12.5px;line-height:1.5;margin:0}
.cluster-art .read{color:var(--amber-700);font-weight:600;font-size:12px;margin-top:auto}
.cluster-art.current{background:var(--amber-50);border-color:var(--amber)}
.cluster-art.current .read::before{content:"← You are here · ";color:var(--navy)}

/* ===== UK-style technical article layout ===== */
/* Two-column: body + sticky sidebar on desktop; stacked on mobile */
.art-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:3rem;max-width:1180px;margin:0 auto;padding:0 var(--gutter)}
@media (max-width:960px){.art-layout{grid-template-columns:1fr;gap:2rem}}
.art-main{min-width:0}
.art-main h2{font-weight:700;font-size:1.65rem;color:var(--navy);margin:2.5rem 0 1rem;letter-spacing:-.015em;padding-bottom:.5rem;border-bottom:2px solid var(--amber);display:inline-block}
.art-main h2:first-of-type{margin-top:0}
.art-main h3{font-weight:700;font-size:1.2rem;color:var(--navy);margin:2rem 0 .75rem}
.art-main p{color:var(--ink-soft);margin:0 0 1.25rem;font-size:16.5px;line-height:1.75}
.art-main p a{color:var(--amber-700);font-weight:600;border-bottom:1px dotted var(--amber)}
.art-main p a:hover{color:var(--navy);border-bottom-color:var(--navy)}
.art-main ul,.art-main ol{color:var(--ink-soft);padding-left:1.5rem;margin:0 0 1.5rem;font-size:16px;line-height:1.75}
.art-main ul li,.art-main ol li{margin-bottom:.5rem}
.art-main strong{color:var(--navy);font-weight:700}

/* Quick Answer box — the UK pattern after intro */
.quick-ans{background:linear-gradient(135deg,#FBF5E6 0%,#FFFCF2 100%);border:1px solid var(--amber-300);border-left:4px solid var(--amber);border-radius:var(--radius);padding:1.5rem 1.75rem;margin:2rem 0 2.5rem;position:relative}
.quick-ans::before{content:"QUICK ANSWER";position:absolute;top:-10px;left:1.5rem;background:var(--amber);color:var(--navy);font-size:11px;font-weight:800;letter-spacing:.12em;padding:.25rem .6rem;border-radius:4px}
.quick-ans p{color:var(--navy);font-size:16px;line-height:1.65;margin:.5rem 0 0;font-weight:500}
.quick-ans p:first-of-type{margin-top:0}
.quick-ans strong{color:var(--navy);font-weight:700}

/* Mid-page CTA box */
.mid-cta{background:linear-gradient(145deg,var(--navy),var(--navy-700));color:#fff;border-radius:var(--radius);padding:2rem 2.25rem;margin:2.5rem 0;display:grid;grid-template-columns:1fr auto;gap:1.5rem;align-items:center}
@media (max-width:620px){.mid-cta{grid-template-columns:1fr;text-align:center}}
.mid-cta h3{color:#fff;margin:0 0 .5rem;font-size:1.2rem;letter-spacing:-.01em}
.mid-cta p{color:rgba(255,255,255,.85);margin:0;font-size:14.5px;line-height:1.5}
.mid-cta .btn{background:var(--amber);color:var(--navy);padding:.75rem 1.25rem;border-radius:8px;font-weight:700;font-size:14px;white-space:nowrap;display:inline-block}
.mid-cta .btn:hover{background:#fff}

/* Inline Related callout */
.inline-related{background:var(--navy-50);border-left:3px solid var(--amber);padding:.9rem 1.25rem;border-radius:0 var(--radius-sm) var(--radius-sm) 0;margin:1.5rem 0;font-size:15px;color:var(--ink-soft)}
.inline-related strong{color:var(--amber-700);display:inline-block;margin-right:.4rem}
.inline-related a{color:var(--navy);font-weight:600;border-bottom:1px dotted var(--amber);margin-right:.75rem}

/* Common mistakes numbered box */
.mistakes-list{background:#FEF2F2;border:1px solid #FECACA;border-radius:var(--radius);padding:1.5rem 1.75rem;margin:2rem 0}
.mistakes-list h3{color:#B91C1C;margin:0 0 1rem;font-size:1.1rem;display:flex;align-items:center;gap:.5rem}
.mistakes-list ol{color:var(--ink-soft);font-size:15px;line-height:1.65;margin:0;padding-left:1.5rem}
.mistakes-list ol li{margin-bottom:.75rem}
.mistakes-list ol li strong{color:#B91C1C;font-weight:700}

/* FAQ accordion */
.faq-list{margin:2rem 0}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:.75rem;overflow:hidden}
.faq-item summary{padding:1.1rem 1.5rem;cursor:pointer;font-weight:600;color:var(--navy);font-size:15.5px;list-style:none;display:flex;justify-content:space-between;align-items:center;transition:background .18s}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";color:var(--amber-700);font-size:1.4rem;font-weight:400;line-height:1;transition:transform .2s}
.faq-item[open] summary::after{transform:rotate(45deg)}
.faq-item summary:hover{background:var(--cream)}
.faq-item .answer{padding:0 1.5rem 1.25rem;color:var(--ink-soft);font-size:15px;line-height:1.7}
.faq-item .answer a{color:var(--amber-700);font-weight:600;border-bottom:1px dotted var(--amber)}

/* Useful Tools block (4-card calculator grid) */
.tools-block{background:var(--cream);padding:clamp(2rem,4vw,3rem) 0;margin-top:3rem}
.tools-block .wrap{max-width:1180px;margin:0 auto;padding:0 var(--gutter)}
.tools-block .head{margin-bottom:1.5rem}
.tools-block .head .lbl{color:var(--amber-700);font-size:11px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;margin-bottom:.5rem}
.tools-block .head h2{color:var(--navy);font-weight:700;font-size:1.5rem;margin:0;letter-spacing:-.015em;border:0;padding:0;display:block}
.tools-block .head h2 .italic{font-family:var(--font-serif);font-weight:500;font-style:italic;color:var(--navy-600)}
.tools-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
@media (max-width:820px){.tools-grid{grid-template-columns:1fr 1fr}}
.tool-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:1.1rem 1.25rem;transition:all .2s;display:flex;flex-direction:column;gap:.4rem}
.tool-card:hover{border-color:var(--amber);transform:translateY(-2px)}
.tool-card .ico{font-size:1.5rem;line-height:1}
.tool-card h4{color:var(--navy);font-size:14.5px;font-weight:700;margin:.3rem 0 .25rem;line-height:1.3}
.tool-card .d{color:var(--slate);font-size:12.5px;line-height:1.5;margin:0}
.tool-card .arr{color:var(--amber-700);font-weight:600;font-size:12px;margin-top:auto}

/* Related Services block */
.services-block{padding:clamp(2rem,4vw,3rem) 0;background:#fff}
.services-block .wrap{max-width:1180px;margin:0 auto;padding:0 var(--gutter)}
.services-block .head{margin-bottom:1.5rem}
.services-block .head .lbl{color:var(--amber-700);font-size:11px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;margin-bottom:.5rem}
.services-block .head h2{color:var(--navy);font-weight:700;font-size:1.5rem;margin:0;letter-spacing:-.015em;border:0;padding:0;display:block}
.services-block .head h2 .italic{font-family:var(--font-serif);font-weight:500;font-style:italic;color:var(--navy-600)}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
@media (max-width:820px){.services-grid{grid-template-columns:1fr}}
.svc-card{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius-sm);padding:1.25rem;transition:all .2s;display:flex;flex-direction:column;gap:.5rem}
.svc-card:hover{border-color:var(--amber);background:#fff}
.svc-card h4{color:var(--navy);font-size:1rem;font-weight:700;margin:0;letter-spacing:-.015em}
.svc-card p{color:var(--ink-soft);font-size:13.5px;line-height:1.55;margin:0}
.svc-card .arr{color:var(--amber-700);font-weight:600;font-size:12.5px;margin-top:auto}

/* Sticky sidebar */
.art-side{align-self:start;position:sticky;top:90px;max-height:calc(100vh - 110px);overflow-y:auto;scrollbar-width:thin}
@media (max-width:960px){.art-side{position:static;max-height:none;overflow:visible}}
.side-block{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem 1.5rem;margin-bottom:1rem}
.side-block.on-navy{background:linear-gradient(145deg,var(--navy),var(--navy-700));border:0;color:#fff}
.side-block.on-navy .lbl{color:var(--amber)}
.side-block .lbl{color:var(--amber-700);font-size:10.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;margin-bottom:.75rem}
.side-block h4{color:var(--navy);font-size:14px;font-weight:700;margin:0 0 .75rem;letter-spacing:-.01em}
.side-block.on-navy h4{color:#fff}
.side-toc{list-style:none;padding:0;margin:0;font-size:13px;line-height:1.6}
.side-toc li{margin-bottom:.4rem}
.side-toc li a{color:var(--navy);display:block;padding-left:.6rem;border-left:2px solid var(--line);transition:all .18s}
.side-toc li a:hover{border-left-color:var(--amber);color:var(--amber-700)}
.side-toc li.active a{border-left-color:var(--amber);color:var(--amber-700);font-weight:700}
.side-author{display:flex;gap:.75rem;align-items:center;padding-bottom:.75rem;border-bottom:1px solid var(--line);margin-bottom:.75rem}
.side-author .av{width:48px;height:48px;border-radius:50%;background:var(--amber);color:var(--navy);display:grid;place-items:center;font-weight:800;font-size:16px;flex-shrink:0}
.side-author .nm{font-weight:700;color:var(--navy);font-size:13.5px;line-height:1.2}
.side-author .rl{font-size:11.5px;color:var(--slate);margin-top:.15rem}
.side-cta{display:block;background:var(--amber);color:var(--navy);padding:.65rem .9rem;border-radius:6px;font-weight:700;font-size:13px;text-align:center;margin-bottom:.4rem;transition:background .18s}
.side-cta:hover{background:#fff;color:var(--navy)}
.side-cta.outline{background:transparent;color:#fff;border:1px solid var(--amber);margin-bottom:0}
.side-cta.outline:hover{background:var(--amber);color:var(--navy)}
.side-related{list-style:none;padding:0;margin:0;font-size:13px;line-height:1.4}
.side-related li{padding:.5rem 0;border-bottom:1px solid var(--line)}
.side-related li:last-child{border-bottom:0;padding-bottom:0}
.side-related li a{color:var(--navy);font-weight:600;display:block}
.side-related li a:hover{color:var(--amber-700)}
.side-related li .d{color:var(--slate);font-size:12px;font-weight:400;margin-top:.2rem;line-height:1.4}

/* Who this is for chip row (hero) */
.wtif{display:flex;flex-wrap:wrap;gap:.4rem;margin:1rem 0 .25rem}
.wtif .lab{color:rgba(255,255,255,.7);font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;align-self:center;margin-right:.3rem}
.wtif .chip{background:rgba(255,255,255,.08);color:rgba(255,255,255,.9);border:1px solid rgba(255,255,255,.15);font-size:12px;font-weight:600;padding:.3rem .6rem;border-radius:999px}

/* "What this means for you" callout */
.wtfy{background:#F0FDF4;border:1px solid #BBF7D0;border-left:4px solid var(--success);border-radius:var(--radius-sm);padding:1rem 1.25rem;margin:1.25rem 0;position:relative}
.wtfy::before{content:"WHAT THIS MEANS FOR YOU";position:absolute;top:-9px;left:1rem;background:var(--success);color:#fff;font-size:10px;font-weight:800;letter-spacing:.1em;padding:.2rem .5rem;border-radius:4px}
.wtfy p{color:var(--navy);font-size:14.5px;line-height:1.6;margin:.4rem 0 0;font-weight:500}
.wtfy p:first-of-type{margin-top:0}
.wtfy strong{color:var(--navy)}

/* Inline SVG diagram wrapper */
.diagram{margin:2rem 0;padding:1.5rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.diagram-cap{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--amber-700);font-weight:700;margin-bottom:.75rem}
.diagram svg{width:100%;height:auto;max-width:720px;display:block;margin:0 auto}
.diagram-note{font-size:12px;color:var(--slate);margin:.75rem 0 0;line-height:1.5;text-align:center;font-style:italic}

/* Why worried? industry callout */
.worried{background:#FEF2F2;border:1px solid #FECACA;border-left:4px solid var(--red);border-radius:var(--radius);padding:1.5rem 1.75rem;margin:2rem 0;position:relative}
.worried::before{content:"THE WORRY WE HEAR MOST";position:absolute;top:-10px;left:1.25rem;background:var(--red);color:#fff;font-size:10px;font-weight:800;letter-spacing:.1em;padding:.25rem .55rem;border-radius:4px}
.worried h3{color:var(--red);margin:0 0 .5rem;font-size:1.05rem}
.worried p{color:var(--ink-soft);font-size:14.5px;line-height:1.65;margin:0 0 .75rem}
.worried p:last-child{margin-bottom:0}
.worried p strong{color:var(--navy)}